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THE MORTGAGE BROKER WITH A DIFFERENCE CALL 1300 852 900 or 61 3 9021 0984
Peach CEO Nicholas Gruen

CEO and founder
Dr Nicholas Gruen
I'm an economist and I've spent the last thirty years of my life as an economic reformer advising governments and corporations on how to intensify competition to improve efficiency and lower prices. I wanted to bring the same reforms to the mortgage industry and so Peach was born.

Peach Financial Group
Your mortgage broker for Australians living at home and abroad

The Peach Financial Group operates as a mortgage broker in Australia with three primary divisions:

  • Expat Home Loans - Australian based mortgage brokers specialising in the delivery of financial mortgage and home loans to Australian citizens living and working overseas. All services are delivered virtually using the internet to bridge the barrier of distance.
  • Australian Home Loans - mortgage broker specialising in services to non-resident borrowers looking to purchase Australian property using Australian finance. Loans available in AUD and several other currencies
  • Peach Home Loans - offering professional mortgage broker services to domestic clients. Peach pioneered virtual applications and commission refunds in 2000 and remains one of the most dynamic players in the Australian home lending scene

    We have a wide range of loans for home buyers, renovaters, refinancing and investors. We don't just rely on the major banks as we also have building societies, regional banks and mortgage managers with competitive and innovative products and services.

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Commission Info

Most lenders pay mortgage brokers a commission for introducing business. Typically the up front commission is 0.55% with a trail of 0.15%. Claims that trail commission constitutes tens of thousands of dollars are exaggerated remember that most loans are refinanced many times over their life. The trail commission is not added to your loan, you get the same deal as you would if you walked into a branch office - after all branch staff don't work for nothing and neither should we :)
Australian Credit Licence   
Strict new credit laws came into affect on July 1st 2010 - these laws apply nationally replacing previous state regulations.  The new laws are administered by ASIC.  Peach is registered with ASIC for an Australian Credit Licence # 385657 and is fully compliant with all current requirements.

Furthermore all Peach staff are compliant and our brokers carry "Approved Mortgage Broker" status with the MFAA.

Focusing on the Right Product for Your Needs
Andrew Hunter
Andrew Hunter
General Manager
& Head Broker
I have over 30 years background in IT with the last 12 years working with Peach and I know that computers and the internet are a great tool but it's a trap to rely entirely on a computer. We use technology very effectively to communicate, but we use our 14 years of experience and detailed knowledge to assess your needs and recommend suitable options.
Imagine trying to get a computer to consider a split home loan with half on a 3 years fixed rate and the balance on a 12 month fixed introductory rate with a negotiated free switch to a negotiated discounted professional package. It's near impossible, I know because I tried. There are simply too many unknowns, so I gave up programming and picked up the phone and started negotiating those deals. That's what brokers should be doing. See my mortgage and home loan finance blog here.
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Why is Our Help Real?
We hold Australian Credit Licence 385657, we are accredited through the Mortgage Finance Association of Australia as Approved Mortgage Brokers - we are professionals and work for you, not for the banks. And we will be completely upfront disclosing which lenders, their rates, fees and charges. secure inquiry now
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